The invention discloses a method used for building a four-band semi-analysis model for inverting the chlorophyll a concentration in a high-turbidity water body. According to the method, a fourth band is introduced on the basis of the original three-band semi-analysis model for improvement, [Rrs-1(Lambda 4)-Rrs-1(Lambda 3)]-1 is used for replacing the Rrs(Lambda3) part in a three-band model factor and is used for reducing the backward scattering and absorption of suspension particles in the high-turbidity water body and the influence of colored dissolved organic matter (CDOM) on the remote sensing reflection rate, the chlorophyll a concentration characteristics are stressed, then, the positions of four corresponding bands are determined by a iteration method, influence factors are determined, and in addition, an inverting model is further obtained through linear regression. Compared with the three-band semi-analysis model, the model provided by the invention has the advantages that the chlorophyll a concentration in the high-turbidity water body is inverted, the influence of the suspension concentration and the CDOM is minimized, and the model precision is improved to a great degree.