The invention discloses a special low-temperature injection-molded transparent PC (Polycarbonate) material for IMD (In-Mold Decoration) and a preparation method therefor and belongs to the technical field of macromolecular materials. The special low-temperature injection-molded transparent PC material for IMD is prepared from the following raw materials in parts by weight: 70-90 parts of PC resin,5-20 parts of phosphate compounds, 3-8 parts of phthalate, 1-3 parts of thermal stabilizer, 0.5-1 part of antioxidant, 0.5-1 part of lubricant and 0-3 parts of auxiliaries. According to the special low-temperature injection-molded transparent PC material for IMD and the preparation method therefor, through plasticization of the phosphate compounds and the phthalate, the injection molding temperature of the PC material is lowered, and meanwhile, the transparency and rigidity / toughness of the PC material are not affected, so that the prepared alloy material has the characteristics of low injection molding temperature, high material flow length ratio, high transparency, high thermal stability and the like. According to the special low-temperature injection-molded transparent PC material forIMD, the density is 1.18g / cm<3> to 1.20g / cm<3>, the flow length ratio is 150 to 250, the gap impact of a cantilever beam is higher than 50KJ / m<2>, and thus, the special low-temperature injection-molded transparent PC material is extremely applicable to low-temperature injection molding processes of IMD.