The invention belongs to the technical field of logistics platforms, and relates to a logistics guarantee deposit pricing method based on intelligent
risk assessment, which comprises the steps of introducing a weighted
risk assessment model to assess a
risk level, introducing a business basic guarantee deposit calculation model to support a pricing interval of guarantee deposit, determining an appropriate overall risk coefficient according to the
risk level, and calculating the
risk level according to the overall risk coefficient. And finally, combining the overall risk coefficient with a business basic guarantee deposit calculation model, thereby matching a proper pricing guarantee deposit. The evaluation of the weighted
risk evaluation model comprehensively considers each
risk factor, and identifies and determines
key factors affecting the transportation risk. The
key factors of the transportation risk comprise the cargo value, the
transportation distance, the cargo quantity, the transportation mode risk coefficient and the driver reputation, and the weighted
risk assessment model performs analysis by taking the
key factors as evaluation indexes and finally assesses the transportation risk. According to the invention, through analysis of logistics
transaction data, the actual risk level of the transaction can be accurately assessed, and personalized requirements of deposit setting are met.