The present invention discloses an insecticide-fertilizer particulate agent and a preparation method thereof. The insecticide-fertilizer particulate agent comprises an insecticide, a bactericide, a fertilizer and an auxiliary agent. The insecticide is composed of one or more components selected from diazinon, thiamethoxam, imidacloprid, clothianidin, chlopyrifos, phoxim, carbofuran and carbosulfan. The bactericide is composed of one or more components selected from azoxystrobin, pyraclostrobin, fludioxonil, metalaxyl, methylimidazole bacteria aniline, thifluzamide and mancozeb. The fertilizer is composed of one or more components selected from urea, ammonium sulfate, potassium sulfate, potassium chloride, monoammonium phosphate, diammonium phosphate, potassium dihydrogen phosphate, dipotassium hydrogen phosphate, ammonium polyphosphate, potassium nitrate, zinc sulfate, manganese sulfate, magnesium sulfate, borax, boric acid, ferrous sulfate, copper sulfate, ammonium molybdate, ethylene diamine tetraacetic acid, calcium nitrate, potassium humate, organic matter, amino acid and soybean meal. The insecticide-fertilizer particulate agent is applied during the crop sowing period and can be used for preventing and controlling crop underground pests and diseases at the rootstocks of crops.