The invention discloses a power driving system and a vehicle. The power driving system comprises a first motor, a first clutch, a second clutch, a third clutch, a first input shaft, a second input shaft, a third input shaft, an output shaft, a first gear set, a second gear set and a third gear set. The first motor is connected with the first input shaft, the second input shaft and the third inputshaft through the first clutch, the second clutch and the third clutch respectively, and the first input shaft, the second input shaft and the third input shaft are connected to the output shaft through the first gear set, the second gear set and the third gear set respectively. The first gear set, the second gear set and the third gear set correspond to three speed ratios. By switching the firstclutch, the second clutch and the third clutch, three-gear speed changing of the first motor can be achieved, different driving force requirements can be met, and the vehicle economy is improved. Thestructure is simple and compact, the number of used parts is small, the energy transmission loss is small, and the system efficiency is improved.