The invention discloses a process for preparing three-layer compound water-jetting unwoven material, which comprises firstly, respectively mixing raw material which is used as an upper layer and a lower layer, feeding fiber which is handled by an opening and mixing device into two sets of web forming systems, utilizing fiber sheets which are respectively formed by fiber raw material which is used as the upper layer and the lower layer in the web forming system to be the upper layer and the lower layer of a three-layer compound water-jetting unwoven product, utilizing an uncoil-stand device to withdraw a layer of wood-pulp paper between the upper layer and the lower layer to be raw material of a middle layer, superimposing material of the three layer at a bottom curtain, feeding the compound material in a water-jetting machine after superimposing, leading the compound material of the three layers through the repeat action of a water jet in the water-jetting machine for many times to tangle and reinforce, and then dying and winding to be a coil. The invention utilizes wet-process wood-pulp paper to be clipped between two-layer fiber sheets to jet, tangle and reinforce, which effectively solves the water absorbing performance, and has the advantages of rich handle feeling, big water absorbing amount, short water absorbing time, low flokkit property and excellent shielding property, and the invention can effectively lower the production cost of raw material of products.