The invention discloses a tiled
display device and a display terminal. The tiled
display device comprises a bearing plate, a plurality of display
daughter boards and a packaging layer, each display
daughter board comprises a substrate and a plurality of light-emitting units, and a splicing seam is arranged between every two adjacent display
daughter boards; the packaging layer is arranged on the side, deviating from the bearing plate, of the display sub-plates, and the packaging layer continuously covers the abutted seams between the multiple display sub-plates and the multiple substrates; the absolute value of the difference between the
refractive index of the packaging layer and the
refractive index of the substrate is smaller than or equal to 0.1. According to the display panel, the continuous packaging
layers are arranged on the two adjacent display sub-panels, and the packaging
layers cover the abutted seams, so that the absolute value of the difference value between the
refractive index of the packaging
layers and the refractive index of the substrate is smaller than or equal to 0.1, light rays are not refracted on the critical surfaces of the packaging layers and the substrate, or the difference between the
refraction angle and the incident angle is small, and the display effect is improved. Therefore, the optical performance of the light at the abutted seam is close to that at other positions, and the visual discontinuity and the lighting effect difference of an image caused by the abutted seam are improved.