The invention discloses a mobile terminal, a direct charging power adapter and a charging method. The method comprises the steps: the mobile terminal detects the short circuit condition of two communication pins in the USB interface of the mobile terminal, when the mobile terminal is inserted by an external equipment which is the power adapter, the mobile terminal can automatically identify the type of the external connected charging equipment by adopting the power adapter communication; at the same time, a special express charge mode is designed for the direct charging power adapter, when a battery of the mobile terminal is concentratedly charged, the battery is directly charged with heavy current by using the charging voltage outputted by the direct charging power adapter, and the volt value of the charging voltage can be dynamically adjusted according to the variation of the voltage of the battery. According to the above, on the premise that the safety of the battery charge is guaranteed, the great increase of the battery charging speed is realized, the required time of single charging of the mobile terminal is shortened, the influences on daily use of user caused by the repeatedly and long time charging of the mobile terminal is reduced, and the user satisfaction is greatly improved.