The invention discloses a focusing sounding type three-dimensional induced polarization advanced detection system and method loaded on a TBM. The advanced detection system comprises an electrode system, an electrode telescoping device, a multi-path rotation device, a cable system and an induced polarization detection instrument; the electrode system is arranged on a TBM cutterhead, a shield, a trolley and a tunnel side wall, wherein electrodes on the cutterhead, the shield and the trolley are loaded on the TBM through the electrode telescoping device; and the induced polarization detection instrument controls the electrode telescoping device to realize automatic telescoping control over the electrodes, telescopic state detection and contact state detection, and the multi-path rotation device is adopted to realize uninterrupted rotation of measurement signals, hydraulic oil paths and cutterhead water paths and realize load integration of the induced polarization detection system and theTBM. The system and the method have the advantages that the problem of induced polarization advanced detection of a source of water and mud inrush disaster of a TBM construction tunnel can be solved,the automation degree of measurement is high, the safety, the rapidness and the reliability are achieved, three-dimensional inversion imaging can be carried out on a water-contained body in the frontof a tunnel face, and therefore the safe and efficient construction requirements of the TBM construction tunnel are met.