The invention discloses a fabric with a function of bidirectional adjustment of heat humidity. In contact with skin, one side of the fabric is a lining that is woven from yarns with official moisture regain below 2%; the other side of the fabric is a surface layer and woven from yarns with official moisture regain above 8%; the lining of the fabric adopts a structure projecting towards the skin side; and the projecting area accounts for 10-60% of the total area of the fabric, and the projecting height is 0.12-1.0mm. The benefits of the fabric are as follows: effectively transmitting thermal heat in a moving state, bringing good thermal insulation effect into play in a static state no matter whether underwear is dry or wet by sweat, consequently preventing sweat upon movement and cold caused by clamminess after sweating, and being stable in performance of eliminating sweat. The fabric can be made into underwears, is especially suitable for use in multilayer dressing, or in high humidity and other situations similar to multilayer dressing. The fabric can also be made into other products such as pillow towels, sweat towels, saliva towels, bandeaux, wrist straps and the like.