The invention discloses a coating slow-release disposable fertilizer which consists of a coating formed by basis fertilizers and masking liquid on the surface of the basis fertilizers, wherein, the composition of the masking liquid on the coating is expressed according to the ratio of quality portions: 0.5-10 portions of humate, 0.1-2.5 portions of natural gum, 0.1-2.5 portions of modified starch, 5-20 portions of carbamide, 0.5-4 portions of zinc sulfate, 0.5-3 portions of manganous sulfate, 0.5-20 portions of green copperas, 0.5-1 portion of boric acid, 0.1-1 portion of sodium molybdate, 2.5-3 portions of organic acid regulators, 2.5-3 portions of ammonium citrate and 87.2-30 portions of water. The masking liquid is evenly coated on the particle surface of the basis fertilizers in a coating machine. Referring to the proposal of soil measurement and fertilizer preparation, the invention can adjust prescription flexibly, organize production quantitively, keeps the fertilizer effect tobe stable in a long time, reduces the slow-release cost, realizes the modification of three main nutrients of nitrogen, phosphorus and potassium and has complete functions of slow-releasing and synergy; besides, the fertilizer improves the utilization of the fertilizer and is suitable for mechanized application and standard production.