The invention relates to a multifunctional scrapping type single-component thermal insulation coating, a multifunctional scrapping type bi-component thermal insulation coating and preparing methods of the multifunctional scrapping type single-component thermal insulation coating and the multifunctional scrapping type bi-component thermal insulation coating. The multifunctional scrapping type single-component thermal insulation coating is formed by main paint. The main paint is prepared from, by weight, 2-3% of anti-freezing agent, 1-1.5% of dispersing agent, 1-2% of wetting agent, 0.15-0.2% of pH regulator, 0.3-0.6% of defoaming agent, 30-35% of emulsion, 25-35% of thermal insulation material, 0.4-0.8% of lignocellulose, 0.2-0.5% of mildew preventive, 0.3-0.6% of antibacterial agent, 0.15-0.3% of preservative and 1-3% of film-forming additive, the balance being water. The multifunctional scrapping type bi-component thermal insulation coating is formed by mixing main paint and white cement according to the weight ratio of 8-12:1. The multifunctional scrapping type single-component thermal insulation coating and the multifunctional scrapping type bi-component thermal insulation coating which are prepared with the methods are extremely low in heat conductivity coefficient, high in solar emissivity, good in thermal insulation function, free of cracking in impasto and capable of bringing a strong sense of decoration.