2 results about "Exchange model" patented technology

Systems, methods, and computer-readable storage media of performing exchanges based on an exchange model utilizing data elements are disclosed. One method includes receiving, by a first processing circuit from a biller computing system of a biller, a data set comprising a consumer digital payment system (DPS) token associated with a consumer of a second processing circuit, formatting, by the processing circuit, a request for payment (RFP) message based on the consumer DPS token of the second processing circuit, transmitting, by the processing circuit to the second processing circuit via a real-time payment (RTP) network, the RFP message, receiving, by the processing circuit from the RTP network, a status message indicating the second processing circuit accepted the RFP message, and transmitting, by the processing circuit to the biller computing system, the RFP message was accepted.

The invention discloses a material collaborative distribution method based on integral incentive, and belongs to the crossing field of emergency logistics and block chain technologies. The method aims at solving the problems that an existing disaster relief material distribution mode is low in efficiency, insufficient in excitation and prone to cheating. The core scheme comprises the steps of quantifying physical contribution and social evaluation of a user through feedback of Internet of Things equipment and a helper, and generating a comprehensive score; non-transferable honor credits and circulable emergency credits are cast based on the block chain to form a double-track excitation system; expansion of an emergency point pool and butt joint with an enterprise tax deduction system are automatically triggered through an intelligent contract when a disaster reaches a specific level, and a'public welfare-business' closed loop is constructed; a daily and emergency dual-channel exchange mode is set, and a dynamic weight adjustment mechanism based on abnormal behavior detection is introduced to prevent cheating. According to the invention, high efficiency, fairness and sustainability of material distribution are realized, and the emergency response efficiency and the enterprise participation degree are obviously improved.