The designed floating charge service life of a storage battery pack can be 18 to 20 years, but the storage battery packs currently used for starting various vehicles are easily damaged and frequently replaced. Such a great difference appears because that: floating charge voltage is a decisive factor of the utilization efficiency and the service life of the storage battery, and in particular, only average charging power is adapted to the obvious changes of the internal microstructure, the charge state and the external ambient temperature of the storage battery pack, a proper charging process can be always ensured in the whole life cycle of the storage battery pack, or quick positive plate gate corrosion, electrolyte loss, negative and positive plate vulcanization and available capacity reduction are inevitably caused. Therefore, the invention provides an adaptive electricity generating and storing system, which comprises an exciting power actuator, an adaptive storage battery pack, a storage battery pack body temperature sensor, a quick charge controller, a polar plate far-end charge controller, a transmitting controller, an overheat protector and marking graphs. The adaptive electricity generating and storing system is applied to systems, such as vehicles, mobile communication base stations and the like, adopting a floating application mode.