The utility model discloses a heat-insulation anti-reflection functional film which comprises a base material layer, a
titanium dioxide layer, an
indium tin oxide layer, a base layer and an anti-reflection layer which are sequentially stacked, the
refractive index of the
indium tin oxide layer ranges from 1.8 to 2.0, and the
refractive index of the antireflection layer ranges from 1.40 to 1.45. On one hand, the heat insulation and anti-reflection functional film can reduce external heat entering a vehicle and reduce the use
energy consumption of the vehicle in daily life, the viewing of passengers to external natural landscapes can be greatly enhanced by matching with the anti-reflection
coating, and due to the fact that the forbidden
band width (
band gap) of the ITO thin film is usually between 3.5 eV and 4.3 eV, the heat insulation and anti-reflection functional film has a good anti-reflection effect. The energy of photons in the
ultraviolet light area is larger than the forbidden
band width, so that photons are absorbed and
electron transition is caused, the extremely low
light penetration rate is shown, and therefore the
skin of a user in the vehicle can be protected from being hurt by
ultraviolet rays.