The invention relates to a battery electrode material, in particular to a lithium titanate composite electrode material with surface coating layer; in the lithium titanate composite electrode material with surface coating layer, the electrode material is composed of lithium titanate particles and a coating layer coated with the surface of the lithium titanate particles; the particle size of the lithium titanate particles is 100nm-95mum, the average thickness of the surface coating layer is 0.2nm-5m, and the particle diameter of the composite electrode material is 0.1-100mum; the material of the surface coating layer is one or mixture of more than one kind of insulation oxide, insulation composite oxide, aluminium phosphate, magnesium phosphate, lithium fluoride, lithium phosphate or LiMPO4, wherein M is magnesium, ferrum, cobalt, nickel, chromium, titanium or vanadium; in the invention, by carrying out surface coating treatment to the surfaces of the existing lithium titanate particles, a layer of protective film is formed on the surface, so as to change the physical and chemical characteristics of the surface of the lithium titanate active material, the surface can not be reacted with electrolyte even if under overpotential condition, so as to avoid ballooning and ensure the capacity and the circularity of the battery not to be reduced.