The invention discloses ink water-dispersible quick-drying low-temperature self-crosslinking acrylate resin and a preparation method thereof. In terms of parts by mass, the resin consists of 12-20 parts of hard monomers, 12-20 parts of soft monomers, 4.5-10 parts of first-class hydrophilic monomers, 0.5-2.5 parts of second-class hydrophilic monomers, 0.6-20 parts of 2 parts of cross-linking monomer, 0.3-0.6 parts of initiator, 50-70 parts of solvent are copolymerized, then adding a pH regulator to adjust the pH to 7-8, and adding 30-60 parts of water as a dispersant. The ink formulated with the water-dispersible acrylate resin as a binder can achieve low-temperature (<50°C) cross-linking and curing, and the drying and curing time is short (surface dry time 25s~50s), and it can be used on low-polarity materials PE and PP films. Has excellent adhesion (grade 0), good tinting strength, anti-adhesion and water and solvent resistance.