The invention relates to the technical field of ATM equipment, and discloses automatic money depositing and withdrawing equipment. The automatic money depositing and withdrawing equipment comprises a process cabinet and a storage cabinet which is arranged at the bottom side of the process cabinet, wherein the process cabinet comprises a paper money depositing and withdrawing part, a first
detector which is arranged in the paper money depositing and withdrawing part, a paper money detection part, an upper conveying channel, a
commutator and a control part; the storage cabinet comprises a plurality of circulation paper money boxes and a missing paper money
recovery box, and the paper money depositing and withdrawing part, the paper money detection part, the
commutator, and the circulation paper money boxes and the missing paper money
recovery box are connected with the upper conveying channel separately. In addition, the invention further discloses a
recovery method for missing paper money by the adoption of the automatic money depositing and withdrawing equipment. According to the automatic money depositing and withdrawing equipment and the
recovery method for the missing paper money, the missing paper money recovery box is arranged to replace an R paper money box, the process that the missing paper money goes through a
temporary storage box is omitted, so that a recovery
route of the missing paper money is simpler, the situation is avoided that a paper money identification process of the paper money detection part needs to be conducted on the missing paper money twice, and therefore the operation efficiency of the equipment is effectively improved, and the
usage experience of a user is improved.