The invention discloses a three-layer dielectric passivation film PERC solar cell and the manufacturing process, belongs to the technical field of solar photovoltaic power generation and aims to provides the three-layer dielectric passivation film PERC solar cell. The manufacturing process comprises steps of (1), pre-cleaning and texturing a silicon wafer; (2), preparing a PN junction on the surface of a silicon substrate through diffusion; (3), laser doping; (4), etching and backside polishing; (5), oxidation annealing and growth of SiO2; (6), double-sided alumina precipitation; (7), back andfront silicon nitride precipitation; (8), laser grooving; (9), screen printing; (10), sintering; (11), LID light decaying; and (12), I V testing. The manufacturing process is advantaged in that the comprehensive absorption utilization rate of the incident light of the silicon wafer surface and a bulk can be effectively enhanced, the battery's short-circuit current and the open circuit voltage canbe enhanced, and the anti-light decay and anti-PID stability and reliability performance of the structural battery are improved.