The invention discloses an intelligent vehicle-mounted terminal system, relates to the technical field of automobile electronics, and provides the intelligent vehicle-mounted terminal to overcome the defects existing in the prior art. The intelligent vehicle-mounted terminal system comprises an embedded main board, a 3G communication module, a GPS compass module, a WIFI module, a CPK module, a voice recording and broadcasting module, a digital audio and video coding and decoding compression and restoration module, an audio and video collecting input interface, a vehicle traveling parameter data collecting input interface and a special wide-range power source for an automobile, wherein the 3G communication module, the GPS compass module and the WIFI module are connected with the embedded main board, and the CPK module, the voice recording and broadcasting module, the digital audio and video coding and decoding compression and restoration module, the audio and video collecting input interface, the vehicle traveling parameter data collecting input interface and the special wide-range power source for the automobile are integrated on the embedded main board. The special wide power source for the automobile provides power for the embedded main board and all the modules which are connected with the embedded main board. Safety certification of a 3G, WIFI and CPK combined public key mechanism, each intelligent vehicle-mounted terminal and a unique digital certificate of each intelligent vehicle-mounted terminal are integrated so as to guarantee information safety and reliability. An automatic voice pre-recording module and a condition broadcasting module are added, and the modules are better fused in vehicle operation services.