The invention discloses an investment and wealth management risk prevention and control system, which includes an online learning module, a risk type evaluation module, a risk control ball game module, an investment tool library, a risk case library, a member center module, a unified interface module, a risk prevention and control module, an asset Configuration module, risk prevention and control artifact module (including age financial planning artifact module, pension financial planning artifact module, target financial planning artifact module, comprehensive financial planning artifact module, asset allocation diagnostic artifact module and investment risk control officer diagnostic artifact module) and special topics Report generation module; the present invention discloses a method for preventing and controlling investment and financial management risks, including establishing a financial management risk control concept, self-diagnosis and analysis of risk control, investment and financial risk control learning, investment and financial risk control practice, and self-tracking risk control adjustment. The system and method of the present invention focus on asset allocation and risk prevention and control, and provide Internet users with investment and financial management risk prevention and control services.