The invention discloses a pigment type neutral ink and a production method thereof. The pigment type neutral ink comprises the following raw materials by weight percentage: 15-40% of color paste, 15-40% of wetting agent, 1-3% of pH regulator, 0.1-2.0% of antibacterial bacteriostatic agent, 0.5-5.0% of surfactant, 0.5-3.0% of rheology assistant, 0.1-1.0% of defoamer, 2-10% of resin, 0.1-1.5% of corrosion inhibitor, 0.3-2.5% of lubricant and the balance of de-ionized water, wherein the color paste is a water-based color paste, and the formula of the water-based color paste includes 18-35% of pigment, 1-12% of surfactant, 0.2-3.0% of pH regulator, 0.1-2.0% of antibacterial bacteriostatic agent, 0.05-1.0% of defoamer, 3-15% of wetting agent and the balance of de-ionized water. The pigment type neutral ink has excellent moisture preservation and lubrication properties, and thereby guarantees continuity and fluency of writing; and the pigment type neutral ink is stable in performance and long in quality guarantee period.