The invention relates to a high-performance chloric heterocyclic aramid fiber as well as a preparation method and application. A chloric group and a heterocyclic ring unit are introduced on an aramid fiber macromolecular chain in a copolymerization manner, the binding force of the fiber and resin is improved while the high performance of the fiber is met, and the fiber has good performance conversion rate when being applied to the field of reinforced composite materials. The preparation method comprises the processing steps of preparing chloric heterocyclic polyamide solution, and carrying out defoaming, spinning, solidifying, stretching in a plastifying manner, washing, oiling, drying and heat treatment on the polyamide solution to obtain the high-performance chloric heterocyclic aramid fiber. The high-performance chloric heterocyclic aramid fiber is 24-32cN/dtex in elongation at break, 700-1100cN/dtex in elasticity modulus, is 2.3-4.0% in elongation at break, has excellent performances such as high strength, high modulus and the like, and has good binding property with the resin, and the reinforced resin composite material product has potential application prospect in the fields such as aviation, space flight, ships and warships, weapons, electronic and the like.