The invention discloses a dual-cured scratch-resistant wear-resistant water-based black luster finish coat which is prepared from the following components in parts by weight: 70-80 parts of aliphatic PUV (polyurethane acrylate), 0.1-0.2 part of pH regulator, 0.3-0.5 part of substrate wetting agent, 0.3-0.5 part of defoamer, 0.2-0.4 part of dispersing agent, 8-10 parts of water-based black paste, 1-1.5 parts of photoinitiator 1, 1-1.5 parts of photoinitiator 2, 0.1-0.2 part of leveling agent, 1-3 parts of film-forming assistant, 0.3-0.5 part of antifoamer, 0.1-0.3 part of wetting and anti-shrinkage agent, 0.6-1.0 part of thickener, 0.1-0.2 part of anti-settling agent, 0.5-1.0 part of scratch-resistant wear-resistant agent, 1-3 parts of wax dispersion, 0.1-0.2 part of anticorrosive bactericide, 0.1-0.2 part of moldproof algaecide and 1-8 parts of water. The black luster finish coat disclosed by the invention is prepared from dual-cured aliphatic PUV, has excellent scratch resistance and wear resistance, and has both the environment-friendly property of the water-based wood paint and the high drying and curing speed and excellent paint film mechanical properties of the oil-based UV paint. The invention is a favorable substitute for both the oil-based UV solid color paint and the water-based single-component solid color paint.