The invention discloses a secondary battery, a
battery pack and a power utilization device, the secondary battery has a first direction and a second direction which are intersected, the secondary battery comprises a shell, an
electrode assembly and a top cover
assembly, the shell is provided with a containing cavity, the
electrode assembly is arranged in the containing cavity, the top cover assembly comprises a top cover piece, a lower insulating part and an
electrode terminal, the top cover piece is connected with the shell, and the lower insulating part is arranged in the top cover piece. The top cover plate is provided with a first
liquid injection hole; the lower insulating part is connected to one side, facing the electrode assembly, of the top cover plate, and the electrode terminal penetrates through the top cover plate and the lower insulating part; the lower insulating part comprises a body and a turbulent flow part, and the body is provided with a second
liquid injection hole communicated with the first
liquid injection hole; the turbulent flow part is connected to the side, away from the top cover piece, of the body, the turbulent flow part and the electrode terminal are arranged at an interval, a liquid outlet is formed in the side, facing the electrode terminal, of the turbulent flow part, and the liquid outlet communicates with the second liquid injection hole; and along the second direction, the
minimum distance between the liquid outlet and the electrode terminal is L1, the size of the top cover plate is L2, and L1 / L2 is greater than or equal to 0.004 and less than or equal to 0.5.