The invention discloses a covering and sunscreen cream and a preparation method thereof. The covering and sunscreen cream is mainly prepared from the following components: water, glycerol, polydimethylsiloxane/vinyl polydimethylsiloxane cross-linked polymer, phenyl trimethicone, cyclopentasiloxane, trimethylsiloxysilicate, sodium hyaluronate, isononyl isononanoate, polyglycerol-2 triisostearate, methyl methacrylate cross-linked polymer, beta-glucosan, magnesium sulfate, nicotinamide, oligopeptide-1, ceramide3, panthenol, ginseng root extract, illicium verum fruit extract, scutellaria baicalensis root extract, sweet orange peel oil, aloe extract, white willow bark extract, witch hazel extract, CI 77492, and CI77491. The covering and sunscreen cream prepared by the preparation method throughscientific proportion solves the problem that a chemical preservative and a chemical conditioning agent are added into conventional cream to harm skin of people.