The invention discloses a treatment method and an application of municipal solid waste incineration fly ash, and belongs to the field of municipal solid waste incineration fly ash. The treatment method comprises the following steps: A. calcium sulfate, sodium sulfate, calcium lignosulfonate and clay are mixed with stirring, and a coagulant is obtained; B. sodium silicate, diatomite, pyrrole and Ethylene diamine tetraacetic acid disodium salt are added into water with stirring, and a first mixed solution is obtained; C. the coagulant is added into the first mixed solution, active carbon, disodium methylene dinaphthalenesulfonate, borax and gelatin are added into the first mixed solution in order with stirring, and a second mixed solution is obtained; D. the second mixed solution is heated to 50-70 DEG C and cooled to normal temperature, and the curing agent is obtained. E. the municipal solid waste incineration fly ash, the portland cement, cobblestones, sand, a curing agent and water are mixed with stirring, and fly ash concrete is obtained; F. the fly ash concrete is laid in concrete pouring, wherein the concrete does not require hardness, but require good water permeability. The fly ash concrete has the advantages of good water permeability, energy saving and environmental protection, and low cost; the obtained fly ash concrete can be used for repairing dams and paving cross walk, and the like, so that utilization of waste materials is effectively realized, and the problem for treating the fly ash from municipal solid waste incineration is solved.