The invention discloses a functional mica pigment processing technique, which comprises the following steps: selecting sericite as raw materials, processing the mica into powder as a mica substrate, wherein the particle size of the mica powder is 90-150mu m; selecting tetravalent titanium salt as a titanium source and coating the powder mica substrate, coating TiO2 by taking sericite as a substrate, adding zinc sulfate solution into sericite slurry for coating TiO2, and mixing, and adding calcium hydroxide into a reaction product; filtering, washing, drying and calcining the TiO2-coated sericite slurry. The functional mica pigment processing technique adopts sericite as mica, the functional mica pigment is better in gloss, is heat-insulating and resists ultraviolet rays, the adhesive power and coverage degree of cosmetics can be improved, after nano titanium dioxide is coated, titanium dioxide not only can effectively absorb ultraviolet rays, but also can reflect and scatter ultraviolet rays, and the nano zinc oxide can effectively absorb ultraviolet ray waveband range which cannot be effectively absorbed and isolated by titanium dioxide.