The invention relates to a ternary-system chip negative temperature coefficient thermal resistor, which uses manganese nitrate, nickel nitrate and cobalt nitrate as raw materials and ammonium bicarbonate as precipitator, is prepared by a liquid-phase co-precipitation method, and comprises the following steps: improving the agglomeration phenomenon of the precipitated particles by controlling the molar ratio of nitrate to precipitator ammonium bicarbonate, the reaction temperature and the pH value, washing out the impurities in the product by modes of water washing and alcohol washing to obtain superfine and uniform thermal resistor powder, drying, calcining to obtain evenly dispersed mixed oxide powder of Mn, Ni and Co, briquetting and moulding the powder, isopressing, sintering under high temperature, slicing by a semiconductor to obtain a thermal resistor chip, and encapsulating with epoxy resin to obtain the ternary-system chip negative temperature coefficient thermal resistor with high performance which has the characteristics of good uniformity, high stability, capability of repeatability and interconversion, and is suitable for temperature measurement, control and line compensation in the household appliance field such as refrigerators, air conditioners and the like.