The invention discloses a visual true message system based on information and credit accumulation, comprising a standard specification system module, an information security system module and a true message platform for providing credit, information and service, wherein the true message platform is connected with a service display module, an application service module, a data service module and adata source module. In accordance with that present invention, convenience is provided for enterprises, job seekers and the government to gather, manage and classify information and credit, thereby supporting excellent employees and enterprises, so that users can quickly find their desired position or staff, and full evaluation is performed on enterprise information and credit or individual duringcredit and financing to promote healthy development, and promote cooperation between enterprises, so that the trade between enterprises is more rapid and efficient, creates a virtuous cycle of healthy market environment, can fully disclose government information, facilitate enterprises to understand the situation of government investment promotion, and is conducive to promoting the development ofthe city.