The invention discloses a low-
smoke low-
toxicity flame-retardant hard
polyurethane foam material, which comprises 100 parts of
polyol, 140-260 parts of
isocyanate, 0-35 parts of
phosphate, 0-50 partsof
flame retardant
polyol, 10-45 parts of an inorganic
flame retardant complex, 2-5 parts of a
foaming agent, 0.5-2 parts of a catalyst, and 0.5-5 parts of a foam stabilizer, wherein the amounts of the
phosphate and the flame retardant
polyol are not both 0. According to the present invention, the
phosphate provides the gas-phase flame retardant effect, the flame retardant polyol is the reactive flame retardant, and can reduce the addition amounts of the phosphate and the inorganic flame retardant while provide the flame retardant effect, and the inorganic flame retardant complex mainly provides effects of condensed phase fire retardation,
smoke suppression and
toxicity reducing, such that the hard
polyurethane foam material with advantages of excellent fire retardation, low
smoke generation and low
toxic gas generation can be obtained on the basis of the low flame retardant adding amount through the matched use of the three flame retardants; and the low-smoke low-
toxicity flame-retardant hard
polyurethane foam material has characteristics of good flame retardant performance, low smoke and
low toxicity, and the preparation method has characteristics of simpleness, convenience, lowcost and easy operation, and is suitable for industrial production.