The invention discloses a method for constructing an umbilical cord mesenchymal stem cell bank using the umbilical cord of a newborn as a resource, aiming at fewer steps, simpler and easier operations when constructing the umbilical cord mesenchymal stem cell bank. The present invention consists of the following steps: (1) taking a human umbilical cord for detection, washing with a buffer to remove residual blood, and cutting into pieces to obtain human umbilical cord tissue; (2) adding collagenase to digest; (3) adding buffer to dilute and digest (4) Discard the supernatant, add buffer to resuspend the pellet, sieve, collect the filtrate, centrifuge, and repeat twice to obtain human umbilical cord mesenchymal stem cells; (5) The obtained human umbilical cord The mesenchymal stem cells are stored in liquid nitrogen, and stored according to their ABO / Rh typing and HLA typing, and a cell information file for retrieval is established, that is, a human umbilical cord mesenchymal stem cell bank is constructed. Compared with the existing method, the method of the present invention is faster, more convenient, and less damage to cells.