The invention relates to a whitening and moisturizing composition and application thereof and a mask with the composition as a nutrition solution. The composition is composed of, by weight, 2%-20% of sweet-scented osmanthus extract, 10%-35% of aloe juice, 1%-5% of moisturizing polysaccharide, 1%-5% of hydrolyzed collagen oligopeptide, 1%-5% of vitamin E, 2%-10% of honey and the balance deionized water. According to the whitening and moisturizing composition, pure natural matter is adopted as raw materials, no irritation chemical component is contained, the content and the variety of amino acid are high, and high-quality plant protein and rich mineral nutrition elements are contained. The mask prepared from the composition has the effects that absorption by the skin is easy, the dry and rough phenomena of the skin can be effectively relieved, and wrinkles can be relieved; meanwhile, the effects that the skin is moisturized, the skin is maintained to be moist, and chloasma, freckles and tache noire can be effectively prevented are achieved at the same time. By using the mask for a long time, the skin can be kept moist, smooth and shell pink, and the resistant ability of the skin can be enhanced.