The invention relates to a high-cadmium-adsorption filamentous fungus Paecilomyces lilacinus XLA, and a preparation method and an application thereof. The preparation method comprises the following steps: 1, weighing a pot experiment soil sample used for heavy metal restoration and having a content of heavy metal cadmium of 50mg/Kg, adding to sterile water with glass beads, oscillating on a constant temperature shaking table, allowing an obtained solution to stand, taking an obtained supernatant, and carrying out serial dilution; 2, coating a Martin flat containing 60mM of cadmium with different dilution rates of dilutions, allowing the obtained flat to stand for a moment, inverting on a constant temperature culturing box, and culturing; 3, carrying out streaking purification of single colonies growing on the flat, coating the Martin flat with the obtained single colonies, and culturing; 4, carrying out separating screening to obtain the Paecilomyces lilacinus XLA stably resisting cadmium, and preserving on a PDA inclined plane for later use. The Paecilomyces lilacinus XLA is preserved and has a preservation number of CCTCC NO:M2012135. Viable and non-viable organism of the XLA can efficiently adsorb and remove the heavy metal cadmium in heavy metal sewage, so the XLA has the advantages of low cost and simple technology, and has an efficient restoration potential of heavy metal polluted soil and water.