The invention discloses an urban and rural household garbage resource utilizing method which comprises an acidification anaerobic tank, a deepening anaerobic tank, a biogas collection tank and a fuel gas generating unit, wherein a fuel gas inlet of the fuel gas generating unit is connected to the biogas collection tank through a pipeline. The method comprises a step of garbage receiving, a step of uniform material distribution, a step of primary magnetic separation, a step of primary crushing, a step of primary elutriation and flotation, a step of uniform cutting, a step of anaerobic acidification, a step of screening and separation, a step of buffering and adjustment, a step of anaerobic deepening and a step of sludge precipitation and concentration. Through the invention, the garbage does not need to be classified, the classification and screening of garbage run through the entire process of garbage utilization, and the biggest bottleneck restraining garbage treatment is overcome; and moreover, the method disclosed by the invention can realize continuous garbage treatment with an anaerobic method, and thoroughly solves the problem that the non-anaerobic garbage such as waste plastics, waste fibers and the like in the garbage cannot be recycled so that resources in the garbage are completely recovered.