The invention belongs to the technical field of anti-aging and moisturizing cosmetics, and particularly relates to a stem cell complex factor anti-aging moisturizing cosmetic which consists of the following raw materials: mixed fresh petals, mint leaves, mulberry leaves, mixed plant stem cell active matter, xanthan gum, phospholipid, protamine, deionized water, carbomer, benzyl alcohol and cetostearyl alcohol. The preparation method of the stem cell complex factor anti-aging moisturizing cosmetic comprises the following steps: S1, uniformly spreading mixed fresh petals, mint leaves and mulberry leaves on a grid plate of a distillation device, then pouring deionized water into distillation boxes of the distillation device, and switching on a power supply for distillation to obtain a mixtureof hydrolat and essential oil for later use. Through arrangement of the multiple layers of distillation boxes, petals can be fully spread, the heating area of mixed fresh petals is increased, and distillation efficiency is improved. The petals on the upper layer can be heated and distilled by steam distilled out from the fresh petals at the bottom in the upward moving process, and working efficiency can be further improved.