The utility model relates to the technical field of connectors, and provides a conductive terminal, an electric connector with the conductive terminal and a mobile terminal. The conductive terminal comprises a
metal substrate and a plating layer structure, the
metal substrate comprises a contact area located at the front end, and the plating layer structure comprises a bottom plating layer, a first plating layer, a second plating layer, a third plating layer and a fourth plating layer, the first plating layer is a
platinum plating layer or a
platinum alloy plating layer, the second plating layer is a
palladium plating layer or a
palladium alloy plating layer, the third plating layer is a
platinum plating layer or a platinum
alloy plating layer, the fourth plating layer is a
gold plating layer, and the first plating layer is only arranged on the bottom plating layer of the contact area or arranged on the whole bottom plating layer; the second plating layer completely covers the first plating layer; and the third plating layer and the fourth plating layer are only arranged in the contact area. The
wear resistance and the
corrosion resistance of the terminal are improved, the service life is prolonged, the
electric contact performance of the terminal is improved, abnormity caused by poor contact is prevented, and the user experience is good.