The invention mainly relates to the field of candy processing, and discloses a fragrant and crispy steamed bread chocolate. The fragrant and crispy steamed bread chocolate is made from cocoa mass, cocoa butter, wheat flour, corn flour, skim milk, jerusalem artichoke, sucrose, soybean oligosaccharides, sunflower seed oil, jasmine flowers, sweet-scented osmanthus flowers, corn stigma, Angel wine yeast and salt; the outer layer is made from white steamed bread crumbs and dark chocolate, the raw materials are saved, the color is bright, the stability of the chocolate is improved, and the chocolate starts to be melted at 43 DEG C; the inner layer is prepared from a steamed bread piece and is salty, sweet and tasty, rich in fragrance, crispy and refreshing; the steamed bread is made from a jerusalem artichoke fermentation liquor and a pollen extract, the fragrance is rich, the fermentation speed is high, the price is low, and the cost is reduced by 9.3%; the sunflower seed oil is sprayed on the surface of the steamed bread, low temperature baking is conducted through a baking oven, the nutrition is reserved, the fragrance is increased, and the mouthfeel is crispy; the jasmine flowers, the sweet-scented osmanthus flowers and the corn stigma make the chocolate rich in fragrance and harmonious, the shelf life is prolonged, resistance can be enhanced, and beauty care, skin care, weight losing, senescence delaying and heart and cerebral vessel protection are achieved.