The feature of the process for ultra-low alloy catalyst loading electrode according this invention is to reduce its alloy formation period of aging process subsequent to hydrogen reduction process of catalyst ions after ion exchange process of their ions and proton in the cluster of the polymer electrolyte on the surface of the carbon powder. The process is able to drastically shorten the aging time with temperature rise beyond 200° C. up to 400° C. under hydrogen atmosphere for the formation of Pt—Ru binary alloy for example catalyst by the additional processes of pre-treatment of K+, Na+, Li+, Rb+, Cs+, Mg2+, Ca2+, Ba2+, Fe2+, Sr2+, Ra2+, Cu2+, Ag+, Zn2+, Ni2+, and Co2+ ions substitution for proton before the hydrogen reduction process. More preference, the further post-treatment of K+, Na+, Li+, Rb+, Cs+, Mg2+, Ca2+, Ba2+, Fe2+, Sr2+, Ra2+, Cu2+, Ag+, Zn2+, Ni2+, and Co2+ ions substitution for proton before the ion exchange process. This new process is little harmful to the CO tolerance performance of PEFC.