The invention discloses a method for recovering phosphate in town sewage by using resin loaded with hydrous zirconium oxide, and belongs to the technical field of treatment of urban sewage. The methodis characterized in that for 4-12mg/L of lower concentration of phosphorus in urban domestic sewage, eutrophication of a water body is easily caused in rivers or lakes due to discharged phosphorus, and the current chemical precipitation method and biological phosphorus-removing method cannot meet stricter and stricter phosphorus discharging requirements, therefore, a high and new technology is desired to enhance removal of the phosphorus in effluents. The method disclosed by the invention has the beneficial effects that the resin D280 loaded with the hydrous zirconium oxide is adopted to recover the phosphate in the town sewage, and when the temperature is 25-30 DEG C and the pH is 6-7, the adsorption capability of D280-Zr can reach 97-100%; further, when containing competitive negative ions, D280-Zr still represents better adaptability and adsorption property; after 6 times of adsorption and desorption circulations, the adsorption rate of D280-Zr can still be maintained at 80% or more; therefore, by adoption of the resin material, the energy consumption can be saved, and further the method has more application value.