The invention discloses a lipid-lowering instant congee. The lipid-lowering instant congee is prepared from the following raw materials: rice, brown rice, quinoa, chickpea, black soya bean, balsam pear, daylily, alga, Thelephora ganbajun, pine nut, traditional Chinese medicines, salt, soybean oligosaccharide, oligomeric lactulose, Angel yeast, laminarin, laver polysaccharide and alliin. The lipid-lowering instant congee is mild in sweetness, comprehensive in nutrients, easy to absorb and capable of lowering lipid, protecting heart and cerebral vessels, promoting metabolism, eliminating toxin, maintaining beauty, promoting intestinal functions, resisting oxidation and enhancing immunity; coarse grain powder and fruit and vegetable pulp are subjected to fermentation so as to obtain ferment, so the lipid-lowering instant congee is rich in fermentation fragrance and can promotion by the body; through freeze drying of the conge, ferment activity is maintained, fat absorption is reduced, and the content of blood fat is lowered; a plurality of traditional Chinese medicine extract and a nutritional agent are added and are cooperated with the ferment to exert effect on prevention and treatment of cardio-cerebrovascular diseases; and since the congee is in the form of dried powder, the congee is convenient to carry and eat and rapid in rehydration, which accords with a fast-pace living mode.