The invention discloses tea polyphenol whitening and spot-fading cream, which is prepared from the following ingredients in percentage by mass: 50 to 70 percent of water, 1 to 5 percent of acetylatedlanolin, 3 to 7 percent of butanediol, 0.5 to 1 percent of cetostearyl alcohol, 0.5 to 1.5 percent of glyceryl stearate, 1 to 5 percent of cyclopentasiloxane, 1 to 5 percent of magnesium ascorbyl phosphate, 1 to 5 percent of glycine betaine, 0.1 to 0.5 percent of allantoin, 0.3 to 0.7 percent of tocopherol (vitamin E), 1 to 5 percent of wheat germ oil, 0.3 to 0.7 percent of lecithin, 0.5 to 1.5 percent of avenin extracts, 1 to 5 percent of liquorice roots extracts, 0.5 to 1.5 percent of grape seed extracts, 3 to 7 percent of guava extracts, 1 to 5 percent of beta-glucan, 0.05 to 0.15 percent of imidazolidinyl urea, 1 to 10 percent of tea polyphenol and 1 to 10 percent of rhizoma kaempferiae extracts. The effects of disinfection, sterilization, skin aging resistance, reduction of skin injury caused by ultraviolet ray radiation in sun light and the like of the tea polyphenol are sufficiently utilized; 3 percent of tea polyphenol and 3 percent of rhizoma kaempferiae extraction liquid areadded into ordinary whitening and spot-fading cream; after the tea polyphenol whitening and spot-fading cream is smeared onto the face, the face whitening, spot-fading and watery effects are obviouslybetter than the face whitening, spot-fading and watery effects of an ordinary group.