The invention pertains to the technical field of polymer materials and particularly relates to a waterborne resin emulsion for car cleaning cloth or common cleaning cloth and a textile finishing adhesive agent, a synthetic method and application of the waterborne resin emulsion. The resin emulsion consists of a waterborne resin polymer, an emulsifier, an evocating agent, a pH value modulator and water; the waterborne resin polymer is obtained by polymerization of 3-5 monomers such as butyl acrylate, ethyl hexyl acrylate and methyl methacrylate and the like. The synthesis comprises two steps of monomer pre-emulsion and polymerization by the evocating agent. The product of the invention has stable performance and good film formation performance, as well as soft hand feeling, good moisture permeability, long-term moisture and environment protection by absorbing fine dusts when used as cleaning cloth, and when used as a textile adhesive agent, the product can not only realize the characteristics and requirements above, but also decrease electrostatic interaction of the textile, thus having good and wide application in the textile field.