The invention provides a skin-whitening toner containing earthworm extracting solution. The skin-whitening toner is characterized by being prepared from the following components by weight: 1.5-2.5 g of rhizoma smilacis glabrae extract, 4-6 g of wax gourd powder, 55-65 g of the earthworm extracting solution, 2-4 g of uronic acid, 1.5-2.5 g of an emulsifier, 1.5-2.5 g of a humectant, 1.5-2.5 g of white grape wine, 2-4 g of rhizoma dioscoreae juice, 4-6 g of radix sophorae flavescentis gel, 0.5-1.5 g of glycerol, 1.5-2.5 g of Vaseline, 2-4 g of lotus root starch, 0.4-0.6 g of protein zinc, 1.5-2.5 g of esterifying enzyme compound bacteria solution, and 30-50 g of purified water. The skin-whitening toner contains polypeptide, amino acid, protein, lumbricin, vitamin and various microelements, has the obvious antioxidant activity, can effectively promote the growth and proliferation of human skin fibroblasts, and promote the synthesis of the matrix such as collagen, and finally, the purposes of whitening the skin and resisting ageing are achieved.