The invention discloses a silicon-based InGaAs PIN photoelectric detector based on heterogeneous integration and vertical optical coupling. The silicon-based InGaAs PIN photoelectric detector comprises a silicon-on-insulator (SOI) substrate, a vertical coupling grating, a benzocyclobutene (BCB) bonding layer, an anti-reflecting layer, a first conductivity type indium phosphide layer, an intrinsic InGaAs layer and a second conductivity type indium phosphide layer, wherein the vertical coupling grating is produced in top silicon of the SOI substrate, the BCB bonding layer is covered on the vertical coupling grating, the anti-reflecting layer is located above the BCB bonding layer, the first conductivity type indium phosphide layer is located above the anti-reflecting layer, the intrinsic InGaAs layer is located above the first conductivity type indium phosphide layer, the second conductivity type indium phosphide layer is located above the intrinsic InGaAs layer, the vertical coupling grating is produced by etching the top silicon of the SOI substrate, the etching depth is 70-110 nm, the grating period is 600-680 nm, and the refractive index of the anti-reflecting layer is between refractive indexes of the BCB bonding layer and the first conductivity type indium phosphide layer. According to the silicon-based InGaAs PIN photoelectric detector, by means of an adhesiveness bonding process, InP/InGaAs/InP stack material layers are adhered to the grating which is etched on the SOI substrate, so that light and the InP/InGaAs/InP layers are vertically coupled, and suitable designs and prioritization schemes are provided for specific applications of the silicon-based InGaAs PIN photoelectric detector.