The invention discloses a high-flame retardation polyurethane composite heat insulation plate. The high-flame retardation polyurethane composite heat insulation plate comprises two backing layers and a polyurethane heat insulation layer positioned between the two backing layers, the polyurethane heat insulation layer is made of a high-performance polyurethane foam material, and raw materials of the high-performance polyurethane foam material comprise polyether polyol, polyphenylpolymethylene polyisocyanate, hexamethylene diisocyanate, polyacrylate, liquid styrene butadiene rubber, cyclohexylamine, N,N-dimethylcyclohexylamine, dibutyltin dilaurate, methyl formate, water, hydroxy silicone oil, a fire retardant, expanded perlite, hollow glass micro-beads, pentaerythritol and sorbitol; and raw materials of the fire retardant comprise nanometer aluminum hydroxide, nanometer magnesium hydroxide, melamine phosphate, expandable graphite, hydroxy silicone oil, and a phosphamide fire retardant. The high-flame retardation polyurethane composite heat insulation plate has the advantages of high strength, excellent heat and flame retardation, and long service life.