The invention discloses a multifunctional fabric with multiple fiber layers arranged and combined according to a rule and a manufacturing method; the invention is characterized in that the novel multifunctional fabric is produced by combing a selected material set according to a specific arrangement mode and a connection mode. The material set comprises fiber layers formed by basalt, Kevlar, high-modulus polyethylene, bamboo-source fibers; the arrangement mode is based on a corresponding width, proportion and sequence distributed by a specific optimized curve; the connection mode comprises colloid bonding, and physical connection; the connection method comprises track connection which accords with a specific distribution rule; the connection result is associated with the arrangement mode, that is, sliding is realized between some layers, and fixation is realized between some layers. With the technology, the multifunctional parameters of the target fabric is in an optimal state, and the fabric performance, such as flexibility, stab resistance, bullet resistance, fire resistance, high temperature resistance, water resistance, corrosion resistance, wear resistance, and aging resistance, can reach a comprehensively optimal level; each single performance can meet the corresponding international standard; and the fabric is widely applicable to production and manufacture of daily life clothes and special clothes.