The invention discloses a single-component low temperature self-crossing emulsion adhesive for paper and plastic compounds and a preparing method thereof. The raw materials of the self-crossing emulsion adhesive comprise the following components in part by weight: 100-150 parts of de-ionized water, 0.8-3.0 parts of emulsifier, 20-40 parts of nuclear layer monomer, 30-50 parts of interlayer monomer, 20-40 parts of shell layer monomer, and 0.2-0.6 part of initiator. The invention uses a small amount of anionic emulsifier to prepare nuclear emulsion, uses polymerisable emulsifier to prepare interlayer and shell layer pre-emulsion, and adopts semi-continuous seeded low emulsion polymerization process to prepare emulsion particles that have a three-layer core-shell microstructure to obtain the exquisite and stable emulsion. The product has no organic solvent, and does not release methanal, contains no APEO and no phthalate; the film coating has high transparency, high water resistance and high heat and humidity resistance; and the emulsion adhesive is applied to plastic and paper compounds, has high adhesive strength, peel strength and permanent adhesion, is also compatible to oil and ink and has high oil/ink transferring rate.