The invention discloses a highly-flame-retardant modified acrylate coating. The raw materials for preparing the coating comprise the following ingredients: 65-80 parts of phosphate ester modified acrylic emulsion, 5-10 parts of polysiloxane, 3-10 parts of waterborne polyurethane emulsion, 2-6 parts of resorcinol bis(diphenyl) phosphate, 0.5-1.8 parts of tri-isopropylphenyl phosphate, 10-30 parts of nanometer aluminum hydroxide, 15-32 parts of titanium dioxide, 5-20 parts of nano-silica, 19-35 parts of ammonium polyphosphate, 5-10 parts of dipentaerythritol, 3-10 parts of beta-cyclodextrin, 3-8 parts of an organic solvent, 3-5 parts of a film-forming additive, 2-5 parts of an auxiliary, and 30-60 parts of water. The highly-flame-retardant modified acrylate coating disclosed by the invention is good in flame retardancy, high in heat resistance, high in strength, and long in service life.