The invention discloses a carbon fiber cloth adhesive for underwater or humid environment reinforcement engineering and a preparation method thereof. The adhesive is obtained by well mixing a component A and a component B. The component A is prepared from fluorinated epoxy resin, hydroxymethyl bisphenol A type epoxy resin, bisphenol S type epoxy resin, diglycidyl aniline, trimethylolpropane triglycidyl ether, a toughening agent, water-absorbent resin, a defoaming agent, a dispersing agent, active silica powder, carbon nanotubes, cement and fumed silica. The component B is prepared from aliphatic amide polyamine, isophorone diamine, a curing agent, DMP-30, a coupling agent, a defoaming agent, a dispersing agent, active silica powder, carbon nanotubes, cement and fumed silica. The adhesive prepared by the invention has the advantages of high water interface bonding strength, high colloid mechanical strength, good toughness, strong impact resistance and fatigue resistance, good construction performance and the like, and the bonding effect and durability of the carbon fiber cloth adhesive in water environment reinforcement engineering can be remarkably improved.